Are you looking into getting dental implants in order to replace your missing teeth? This method is preferred by dentists and patients alike because of the many benefits. Not only do implants look natural, but they restore the chewing function of your smile up to 90% and even prevent jawbone shrinkage from occurring over time. However, many patients worry about the cost and whether or not dental insurance will help cover the procedure. Continue reading to learn more from your dentist in Columbia.
Does Dental Insurance Cover Dental Implants?
While most preventive and emergency care is covered by dental insurance, implants are a whole other story. Unfortunately, there are several limitations on most insurance plans simply because the coverage you receive depends on the amount your employer wants to spend on the policy.
In the end, it will generally depend on the reason that you need implant to how much of the procedure will be paid for by your insurance company. Both your dental and medical insurance could play a role. Your medical insurance plan will probably cover the procedure if your tooth loss is a result of:
- Trauma, such as a car accident
- A medical condition that causes you to lose your teeth
- Congenitally missing teeth
There are many different factors that must be considered when you are looking into getting dental implants. For instance, if you have implant coverage from your dental policy, something you will want to ask about is the plan’s annual limits. In this case, you may want to plan your treatment process in multiple stages to maximize your coverage. In some cases, the crown or bridge is covered by dental insurance while the titanium implant is covered by a medical plan. This is something that you will want to figure out with your insurance provider(s) before moving on with your treatment.
Are Dental Implants Worth the Cost?
While dental implants aren’t cheap, it is important to think of them as an investment. While their initial cost may seem much higher than other tooth replacement options, like dentures and bridges, you could end up saving more money later on because they are long-lasting and prevent issues related to bone loss. With dentures and bridges, you will need to have their repaired, adjusted, or replaced after just a few years. In the end, patients find that dental implants in Columbia are a better route to take.
If you aren’t quite sure about dental implants, don’t hesitate to talk to your dentist. They will be able to determine if you make a good candidate for the procedure, so you can work with your insurance provider to make your new smile a reality!
About the Author
Dr. Matthew Hart earned his dental doctorate from the University of Tennessee School of Dentistry and is committed to continuing education in order to keep his knowledge and skills as sharp as possible. He has received training in many areas of the field including general, cosmetic, and restorative dentistry. For more information on dental implants or to schedule a consultation, visit his website or call (931) 388-8452.