You know you’re supposed to visit your dentist twice a year, but times have been tough. If you’ve had to cut your expenses, routine dental appointments may have been one thing to go. If you don’t have any current oral health concerns, why waste money at a dentist? Despite your intentions, skipping semi-annual cleanings and checkups significantly increases your long-term oral health costs. You don’t want to pinch pennies when it comes to dental care, or you may end up with a large bill in the future. You can invest in a healthy smile without breaking the bank. Here are 4 ways you can save money using your dental insurance in Columbia.
1. 100% Coverage for Preventive Dentistry
The American Dental Association recommends a cleaning and checkup every 6 months. Research shows every $1 spent on prevention can save up to $50 on restorative and emergency fees. While you might believe your toothbrush and floss are enough to keep tooth decay and gum disease at bay, your dentist is invaluable for safeguarding your smile. You can benefit from the power of prevention using your dental insurance for 100% coverage after a co-payment.
2. Avoid an Expensive Dental Emergency
You may never expect it to happen to you, but 1 in 6 Americans has a dental emergency annually. Not all are caused by injury to the mouth. They often result from a dental problem that has been lingering in the mouth, like an untreated cavity. Besides the expense of a sudden bill, dental emergencies account for 92.4 million hours of lost school or work annually. You can avoid an unexpected day of income loss by visiting your dentist for preventive services.
3. Treat Dental Problems for Minimal Expense
Many Americans admit to delaying dental treatments because they are concerned about the cost, despite knowing it may be more expensive to resolve later. You don’t have to wait to get the care you need, even if money is tight. Your dental insurance can pay up to 80% of the cost of common restorative treatments, like fillings, tooth extractions, and root canal therapy. After reaching your deductible, you can use your coverage to offset the amount you’ll need to pay until hitting your yearly limit.
4. Use What You’ve Paid For
Your dental benefits reset at the end of the calendar year. Anything you don’t use won’t carry over into the following year. You won’t be reimbursed for your premiums or deductible. You are basically throwing money in the trash if you aren’t utilizing your dental insurance.
Don’t wait until it’s too late. Visit your dentist today to invest in lower oral health expenses while achieving the healthy smile you deserve.
About Beck Dental Care
Beck Dental Care is committed to creating healthy smiles for reduced rates. Our team of dentists is in-network with many dental insurances, including Delta Dental, United Healthcare, and BlueCross BlueShield. If you have coverage you’re about to lose, contact our office today to maximize your dental insurance.